|Step 1:||Complete a simple application click here|
|Step 2:||You will hear from us…most likely immediately (unless we need additional information).|
|Step 3:||When you’re approved*, we will fund your security deposit based on your direction through a bank account transfer (ACH), bringing funds to one of our branches or by providing information for you to send a wire transfer or mail a check or money order.|
|Step 4:||You will receive your new UNITY Visa Card in the mail once your security deposit is funded.|
Simply enroll in our online services to view your credit limit and account balance, make a payment, set up alerts and view your account history and statements, all from the comfort of your home.
Simply use your new UNITY Visa Card for purchases or transfer balances from high rate credit cards to your new UNITY Visa Card account. Remember to use credit responsibly!
Make your monthly payments by the due date. We recommend you pay more than the minimum balance. (See the How to Rebuild Credit Program) Remember, your will need to make monthly payments towards any balance you accrue, as with any other credit card. Your security deposit will not be used to pay for any purchases or transactions while the account remains open.
Monitor your credit score. (See the How to Rebuild Credit Program)If you follow our program, your credit score can improve!
For more information, visit FAQs
*All applicants who are not approved will hear from us too! We may request additional information or let you know that we cannot approve your application at this time. In all cases, you will hear from us quickly.