Today’s Rates

Internet

Rates are effective today and as of 07/16/2016
Product Minimum Average Daily Balance to Obtain APY Interest Rate APY
UNITY E-Gold Checking $100 or more0.40%0.40%
UNITY E-Style Savings $100 or more0.20%0.20%
UNITY E-Gold Savings $1,000 - $24,999.990.40%0.40%
$25,000 - $99,999.990.50%0.50%
$100,000 or more0.60%0.60%
UNITY Gold 120 Day E-CD $1,000 - $99,999.990.20%0.20%
$100,000 or more0.20%0.20%
UNITY Gold One Year E-CD $1,000 - $99,999.990.90%0.90%
$100,000 or more0.90%0.90%
UNITY Gold Two Year E-CD $1,000 - $99,999.991.05%1.05%
$100,000 or more1.05%1.05%
UNITY Gold Four Year E-CD $1,000 - $99,999.991.30%1.30%
$100,000 or more1.30%1.30%

The interest rates and annual percentage yields (APY) are effective as of the date listed above for OneUnited Bank. All rates are subject to change daily. Interest on CDs is simple interest, credited at the end of the term or annually, if the term is greater than one year. A penalty may be imposed for early withdrawals on all CDs and fees may reduce earnings on the account. For more information, including how interest is calculated, please review the OneUnited Bank Online Truth In Savings Disclosure or speak with our Financial Service Representatives. Please call 1-877-One-United or 1-877-663-8648 for the current rate or further detailed information. Member FDIC

(See OneUnited Bank Truth In Savings Disclosures, OneUnited Bank Online Truth In Savings Disclosures, OneUnited Bank Business Account Disclosures and the OneUnited Bank Personal Deposit Account Agreement for more details.)

Consumer

Rates are effective today and as of 07/16/2016
Product Minimum Average Daily Balance to Obtain APY Interest Rate APY
UNITY E-Gold Checking $100 or more0.40%0.40%
UNITY E-Style Savings $100 or more0.20%0.20%
UNITY Gold Checking $100 - $24,999.990.20%0.20%
$25,000 or more0.20%0.20%
UNITY Youth Savings $10 - $999.990.05%0.05%
$1,000 or more0.05%0.05%
UNITY Savings $100 - $999.990.20%0.20%
$1,000 or more0.20%0.20%
UNITY Plus Savings $100 - $999.990.20%0.20%
$1,000 or more0.20%0.20%
UNITY E-Gold Savings $1,000 - $24,999.990.40%0.40%
$25,000 - $99,999.990.50%0.50%
$100,000 or more0.60%0.60%
UNITY Money Market $500 - $24,9990.05%0.05%
$25,000 or more0.20%0.20%

The interest rates and annual percentage yields (APY) are effective as of the date listed above for OneUnited Bank. All rates are subject to change daily. Interest on CDs is simple interest, credited at the end of the term or annually, if the term is greater than one year. A penalty may be imposed for early withdrawals on all CDs and fees may reduce earnings on the account. For more information, including how interest is calculated, please review the OneUnited Bank Online Truth In Savings Disclosure or speak with our Financial Service Representatives. Please call 1-877-One-United or 1-877-663-8648 for the current rate or further detailed information. Member FDIC

(See OneUnited Bank Truth In Savings Disclosures, OneUnited Bank Online Truth In Savings Disclosures, OneUnited Bank Business Account Disclosures and the OneUnited Bank Personal Deposit Account Agreement for more details.)

Business

Rates are effective today and as of 07/16/2016
Product Minimum Average Daily Balance to Obtain APY Interest Rate APY
UNITY Business Checking $100 - $24,999.990.05%0.05%
$25,000 or more0.05%0.05%
UNITY Non-Profit Checking $100 - $24,999.990.05%0.05%
$25,000 or more0.05%0.05%
UNITY Choice Savings $1,000 or more0.20%0.20%
UNITY Choice Money Market $1,000 or more0.05%0.05%

The interest rates and annual percentage yields (APY) are effective as of the date listed above for OneUnited Bank. All rates are subject to change daily. Interest on CDs is simple interest, credited at the end of the term or annually, if the term is greater than one year. A penalty may be imposed for early withdrawals on all CDs and fees may reduce earnings on the account. For more information, including how interest is calculated, please review the OneUnited Bank Online Truth In Savings Disclosure or speak with our Financial Service Representatives. Please call 1-877-One-United or 1-877-663-8648 for the current rate or further detailed information. Member FDIC

(See OneUnited Bank Truth In Savings Disclosures, OneUnited Bank Online Truth In Savings Disclosures, OneUnited Bank Business Account Disclosures and the OneUnited Bank Personal Deposit Account Agreement for more details.)

Certificates of Deposit

Rates are effective today and as of 07/16/2016
Product Minimum Average Daily Balance to Obtain APY Interest Rate APY
UNITY 90 Day CD $1,000 or more0.20%0.20%
UNITY 90 Day IRA CD $1,000 or more0.20%0.20%
UNITY 270 Day CD $1,000 or more0.55%0.55%
UNITY 270 Day IRA CD $1,000 or more0.55%0.55%
UNITY 18 Month CD $1,000 or more1.00%1.00%
UNITY 2 Year CD $1,000 or more1.05%1.05%
UNITY 2 Year IRA CD $1,000 or more1.05%1.05%
UNITY 3 Year CD $1,000 or more1.20%1.20%
UNITY 3 Year IRA CD $1,000 or more1.20%1.20%
UNITY 4 Year CD $1,000 or more1.30%1.30%
UNITY 4 Year IRA CD $1,000 or more1.30%1.30%
UNITY Jumbo 15 month CD $100,000 or more1.10%1.10%
UNITY Jumbo 30 Month CD $100,000 or more1.35%1.35%
UNITY Jumbo 42 Month CD $100,000 or more1.65%1.65%

The interest rates and annual percentage yields (APY) are effective as of the date listed above for OneUnited Bank. All rates are subject to change daily. Interest on CDs is simple interest, credited at the end of the term or annually, if the term is greater than one year. A penalty may be imposed for early withdrawals on all CDs and fees may reduce earnings on the account. For more information, including how interest is calculated, please review the OneUnited Bank Online Truth In Savings Disclosure or speak with our Financial Service Representatives. Please call 1-877-One-United or 1-877-663-8648 for the current rate or further detailed information. Member FDIC

(See OneUnited Bank Truth In Savings Disclosures, OneUnited Bank Online Truth In Savings Disclosures, OneUnited Bank Business Account Disclosures and the OneUnited Bank Personal Deposit Account Agreement for more details.)

Home loans

Home Loan rates effective today
Loan TypeInterest RateAnnual Percentage Rate (APR)Points
30 Year Fixed Rate4.000 %4.142 %0.000
15 Year Fixed Rate3.000 %3.245 %0.000

Multi-Family Loans