Personal Banking

Access digital banking solutions and the power of AI to improve your finances with our Personal Membership Program.

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Elevate your finances with revolutionary technology.  

Discover the OneUnited Difference.

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Personal Membership

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Personal Products

Access TheOne™ Digital Banking Solutions

TheOne™ Digital Banking Solution
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Get Paid Early

Get your paycheck up to two days earlier than your coworkers.

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Move Money Easily

Send payments in realtime, without delay - not in an hour or a day - but right away!

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Build Wealth with New Technology

Access AI driven personalized insights and instant alerts 24/7 with WiseONE Insights.

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Master Money Management

See every account in one place with Money Management.

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Save Simply, Save More

Watch your savings grow and achieve your financial goals faster.

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Get a Loan, No Credit Check

Say goodbye to payday loans and hello to more affordable quick cash.

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Get Cash Locally

Access the Nation's largest surcharge-free ATM network, 100,000+ locations.

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Rebuild Your Credit

Build or re-build your credit with no minimum credit score.

Financial Education Modules

Creating a Budget Course

Explore your monthly fixed and flexible expenses and identify areas for additional saving.

Debt Management Course

Find out how much interest you can save by using the avalanche method compared to the snowball method, two common methods of paying off debts.

Building Financial Capability Playlist

This program will help you understand key financial concepts and make better decisions related to managing your money.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.

Get the card today

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Banking At Your Fingertips

Manage your money anytime, any place.

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2024
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