Multi-Family Loans

OneUnited Bank is one of the top 100 multi-family lenders in the country, yet offers the level of personal service you expect from a community bank.

We finance properties in urban communities in LA, Boston, Miami with five (5) to seventy-five (75) units for loan amounts up to $5,000,000. We finance a wide range of properties including affordable housing/Section 8.

Call us at (877) One-United or (877) 663-8648 today or contact us by clicking here. Contact Us Today!

Multi-Family Loan Program

Program*IndexMax LTV** Purch/RefiPeriodic Cap***Prepayment PenaltyLoan Term/AmortRate
3 Yr ARM12-Mo. Libor75%/75%1%3,2,130/30Call For Annual Percentage Rate (APR) and Fees
5 Yr ARM12-Mo. Libor75%/75%1%3,3,230/30Call For Annual Percentage Rate (APR) and Fees
7 Yr ARM12-Mo. Libor75%/75%1%3,3,2,2,130/30Call For Annual Percentage Rate (APR) and Fees
10 Yr ARM12-Mo. Libor75%/75%1%3,3,2,2,230/30Call For Annual Percentage Rate (APR) and Fees

* Mortgages are fixed for the initial period, then roll into semi-annual adjustable rate (ARM) programs. The rate may increase after consummation.
** Maximum 75% Loan-to-Value for cash out refinance.
*** Up to 1% adjustment each 6-six month adjustment period up to 6% over the initial start rate.

Loan Amount:$500,000-$5,000,000.
Processing Time:We are committed to fast, personal service with a goal of closing in 45 days.

CERTAIN RESTRICTIONS APPLY. RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE. CALL FOR CURRENT INFORMATION.
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