Consumer Online Banking Log In | Enroll | Learn More Search Business Online Banking Log In | Enroll | Learn More Question: How does CDARS work? Answer: OneUnited Bank is a member of a special network. When you place a large amount of money with us we place your funds into CDs issued by other banks in the same network - in increments of less than $100,000 - so that both principal and interest are eligible for complete FDIC protection. As a result, you can receive coverage from many banks while working with just one. Question: What is the benefit of a CDARS deposit to OneUnited Bank? Answer: As a nationally recognized CDFI bank, OneUnited invests your deposits back into our community in the form of loans. With the CDARS program, you receive complete FDIC protection for your deposits, while helping to build the economic power of urban communities.

Open an Account | Consumer Banking | Business Banking | Online Banking | About Us | Contact Us | Frequently Asked Questions | Privacy | Site Map | Terms & Conditions | Security | Disclosures © 2008 OneUnited Bank. All rights reserved. * The interest rate (3.55%) and annual percentage yield (APY) (3.60%) is effective today and has been effective as of April 7, 2008. $1,000.00 minimum balance to open and earn disclosed APY. All rates are subject to change daily. Interest on savings is compounded and credited quarterly. Fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.