Multifamily Mortgages - The First Black-Owned Internet Bank : OneUnited Bank


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OneUnited Bank is the premier lender for urban communities across America, serving Boston, Los Angeles, Miami-Dade and Broward counties. We strive to offer the most competitive lending products in the markets we serve. Choose from a wide range of loan programs offered by OneUnited Bank to best meet your needs. We offer single family residential mortgages, multifamily residential mortgages and commercial mortgages with a focus on church loans that are affordable and convenient and customer-friendly loan agents in each of our markets.

Multifamily Mortgages

OneUnited Bank is the premier provider of mortgages for multifamily property (5 to 50 units). We offer a variety of programs for the purchase and refinancing of multifamily property including fixed and adjustable rate mortgages. Loan to value, debt service coverage and other requirements vary. Contact one of our Loan Agents for more details including current rates by clicking on the link below.

Contact us by clicking below and provide your name, telephone number and the best time to call you (please indicated EST or PST) and one of our Loan Agents will contact you. ( NOTE : We advise you not to send us or ask for confidential information via any general or public email system.)

Contact our customer-friendly loan agents by clicking here.

Under TAGP, the FDIC temporarily provides a full guarantee for deposits held by FDIC insured institutions in noninterest bearing transaction accounts. This coverage became effective on October 14, 2008 and will expire at 11:59 PM EST on June 30, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Please visit the FDIC website for more information on this pro gram (www.fdic.gov)

* The interest rate (1.55%) and annual percentage yield (APY) (1.55%) is effective today and has been effective as of March 8th, 2010. $1,000.00 minimum balance to open and $1,000 minimum to earn disclosed APY. (For balances of $100,000 and more, the interest rate and APY are 1.55%.) All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.