Business Banking Membership

Select the Best Business Membership

From sole proprietors to large organizations, we have the right business membership to meet your needs!

Business bank accounts can only be opened in one of our branches (not online). Learn the requirements

Store open sign hanging on the window

Membership Choices

The best choice for sole proprietors who watch every dime!

Sole Proprietor

* Transaction Fees May Apply. See Disclosures.

**$1,500 minimum balance for UNITY Choice Checking or $10,000 minimum balance for combined balance of UNITY Choice Checking, UNITY Choice Savings and UNITY Choice Money Market

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Business Checking$100$12.00$100N/A
UNITY Small Business Checking$100N/AN/AN/A
UNITY Choice Checking$100$20.00N/A$1,500/$10,000**
UNITY Choice Savings$100$12.00$1,000$1,000
UNITY Choice Money Market$1,000$12.00$1,000$1,000

The best choice for growing an established businesses that want to keep growing!

Commercial Membership

* Transaction Fees May Apply. See Disclosures.

**$1,500 minimum balance for UNITY Choice Checking or $10,000 minimum balance for combined balance of UNITY Choice Checking, UNITY Choice Savings and UNITY Choice Money Market

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Business Checking$100$12.00$100N/A
UNITY Small Business Checking$100N/AN/AN/A*
UNITY Choice Checking$100$20.00N/A$1,500/$10,000**
UNITY Commercial Checking$100$15.00N/AN/A
UNITY Choice Savings$100$12.00$1,000$1,000
UNITY Choice Money Market$1,000$12.00$1,000$1,000

The best choice for organizations that want to use their funds to support their mission and not their bank!

Non-Profit/Faith Based Membership

* Transaction Fees May Apply. See Disclosures.

**$1,500 minimum balance for UNITY Choice Checking or $10,000 minimum balance for combined balance of UNITY Choice Checking, UNITY Choice Savings and UNITY Choice Money Market

Account TypeMinimum Deposit to OpenMonthly Maintenance Service Charge Membership FeesMinimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Non-Profit Checking$100$12.00$100N/A
UNITY Small Business Checking$100N/AN/AN/A
UNITY Choice Checking$100$20.00N/A$1,500/$10,000**
UNITY Choice Savings$100$12.00$1,000$1,000
UNITY Choice Money Market$1,000$12.00$1,000$1,000
A smartphone on top of a laptop that says "Loan Approved"

Access Capital, Elevate Your Business

Powered by Lendistry*

Need financing to expand your business? Our business loan resource is tailored to provide you with the capital you need to achieve your growth objectives.

*Lendistry is a Black-led fintech and a leader in equal access to capital for small business owners, headquartered in a Los Angeles Opportunity Zone.

Qualifications apply.

It takes 5-minutes to start elevating your finances

See exactly where you’re spending money, how you’re achieving and how you can improve.