OneUnited Bank UNITY Gold One Year E-CD The First Black-Owned Internet Bank UNITY Gold Four Year E-CD $100 Bonus
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Welcome to OneUnited Bank.

We are committed to serving you and fulfilling a 100 year-old civil rights dream of garnering the spending power of our community and re-channeling it back into our community. . Our mission is to be the premier banking institution for urban communities across America by:

  • Offering affordable financial services for all
  • Treating all customers with respect, dignity and personal attention to their banking needs regardless of their account balances
  • Employing and training high quality employees who are committed to our mission
  • Maintaining superior financial performance.

This clarity of vision and mission is reflected in everything we do. As the first Black internet bank and first interstate Black bank in the country, located in California, Florida and Massachusetts, we are uniting urban communities to share ideas, technology and management resources to better meet the banking needs of inner city communities.

We provide everyone with an opportunity to achieve the basic foundation for financial security by offering affordable banking services.

Obtain great rates, while supporting urban communities. Open an account today by clicking here.

When you join OneUnited Bank, you join thousands of families, organizations and business owners across the country that are committed to the development of urban communities just like yours.

We look forward to serving your needs. Your business and your support are the keys to our success.

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© 2010 OneUnited Bank. All rights reserved.

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program: OneUnited Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, the FDIC temporarily provides a full guarantee for deposits held by FDIC insured institutions in noninterest bearing transaction accounts. This coverage became effective on October 14, 2008 and will expire at 11:59 PM EST on December 31, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. OneUnited Bank does not guarantee that its rates for interest bearing checking, money market and IOLTA accounts will not exceed 0.25%, and therefore these accounts are not eligible for TAGP. Please visit the FDIC website for more information on this pro gram (www.fdic.gov)

 

* The interest rate (1.01%) and annual percentage yield (APY) (1.01%) is effective today and has been effective as of July 12th, 2010. $1,000.00 minimum balance to open and $1,000 minimum to earn disclosed APY. All rates are subject to change daily. Interest on CDs is compounded at the end of the term or annually, which ever is shorter. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.